Reward Points Cards

A poplar scheme among credit card merchants is to reward purchases with an in-house loyalty points scheme. In practice you earn points for all purchases and these can then be redeemed with retailers participating in that the scheme with the credit card brand. While more restricted than cash back offers these deals have the potential to offer better value since the credit card brand can obtain special deals with participating retailers allowing a reward point to have more spending power than the equivalent pound if received via a cashback offer.

ALSO SEE>>>AFFINITY CREDIT CARDS

AMERICAN EXPRESS PLATINUM CREDIT CARD

AMERICAN EXPRESS BUSINESS GOLD CHARGE CARD
'Membership Rewards' is the American Express loyalty scheme. By earning points with almost every pound you spend you can then redeem these points for offers from the large range of participating retailers and merchants. Reward points can be used for gifts, weekend breaks, bouquets, entertainment, flights, car hire, wines, travel and whole lot more.

AMERICAN EXPRESS NECTAR
A credit card designed for collectors of nectar points.
With the Amex Nectar card you can double the points you earn at Nectar Sponsors. Simply hand over your Nectar loyalty card and your new Nectar Credit Card at participating Sponsors and you’ll earn up to 4 points for each £1 you spend.

BARCLAYCARD FOOTBALL
As the name suggest a card aimed at the football fan and offering holders the chance to earn reward points that be used against club merchandise and premier league football tickets.

MBNA PLATINUM
The Platinum plus is available with an option to add reward points. Earn one point for every pound you spend and redeem them for high street vouchers, wine, holidays, flights or even cash. Plus, apply now and use your card within 4 months from the date your account is opened and you will receive 2,000 bonus points!

JOHN LEWIS
With the partnership card you can earn points whenever you make purchases and then redeem those points for vouchers. The vouchers can they be used to make purchases at either John Lewis, Waitrose and Ocado.com.

MORGAN STANLEY BUY AND FLY CARD
points earned for each pound spent with the Morgan Stanley Buy and Fly credit card. These can then be redeemed with top travel and airline companies including Thomson Holidays, Irish Ferries, P&O Ferries, DFDS Seaways and The Orient Express. These points are valid for 3 years. You can also collect extra points by buying from selected merchants including including Odeon Cinemas, RAC and Domino's Pizza.

VIRGIN ATLANTIC
Earn flying club miles each time you make a purchase. 3000 bonus miles for making a purchase within 90 days of the activation of your account. Double miles for purchase with Virgin Atlantic or Virgin Holidays. Claim rewards for your miles against flights, hotels and cars. Other benefits include free companion flights and upgrades.