Vanquis Visa Card
Review:
Vanquis Bank is part of Provident Financial plc. This is a global finance company proving a range of services to the public. Their product is geared towards the individual who for various reasons such as ccj’s, employment status or low income, have been unable to obtain a credit card. While the downside of this product is the higher than normal interest (only payable if you fail to pay off the balance in full when receiving your statement), the upside is they provide a vehicle to rebuild your credit history allowing you reduce the interest of a period of time. Vanquis use call centres based in the UK.
This product was originally named the Abacus card till September 2007..
Vanquis Bank is part of Provident Financial plc. This is a global finance company proving a range of services to the public. Their product is geared towards the individual who for various reasons such as ccj’s, employment status or low income, have been unable to obtain a credit card. While the downside of this product is the higher than normal interest (only payable if you fail to pay off the balance in full when receiving your statement), the upside is they provide a vehicle to rebuild your credit history allowing you reduce the interest of a period of time. Vanquis use call centres based in the UK.
This product was originally named the Abacus card till September 2007..
| Type: VISA Long term APR (Standard typical rate) Typical 39.9% APR (variable) Cash Advances (withdrawals): 2.5% or £2.50, 46.19% APR Minimum Repayment: 5% of your balance or £5 whichever is the greater. interest free period: Up to 56 days interest free on purchase transactions only, where you have paid off two or more consecutive current statement balances in full and on time.Annual Fee: none |
|
Fee's 46.19% APR on cash and cheques Cash/Cheque advance fee of 2.5% or £2.50, whichever is the greater. Foreign transaction fee of 2.75% of the amount of any non-sterling transaction made abroad. Default charges Late payment and over limit fees are £12. Returned payment fee of £12 if a Direct Debit or cheque is not honoured. |
 VANQUIS
- VISA: APPLY NOW |
| >>>write a comment on this credit card |
| Vanquis card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge Road, Bradford, BD1 2LQ. Registered number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority. |
Other Facts:
Free additional card holders
chip and pin security enabled
repayments can be made at your local post office
to apply you will need to be over the age of 18 and live in the UK with a non-mobile phone number.
You must be on the electoral roll, not have an outstanding County Court Judgement or had one that cleared in the last year.
Free additional card holders
chip and pin security enabled
repayments can be made at your local post office
to apply you will need to be over the age of 18 and live in the UK with a non-mobile phone number.
You must be on the electoral roll, not have an outstanding County Court Judgement or had one that cleared in the last year.
copyright © 2002-2008
credit-card-application-online.info All Rights Reserved
