Egg Credit Card

Review:
EGG.COM was launched in 1998 as a specialist online financial company. As a bank they have over 2 million online customers and employ a workforce of over 2000. 79% owned by Prudential PLC, Egg have now also launched in France. Egg now offer 0% For up to 9 months for balance transfers. Another new feature is the ability to see balances for all your bank accounts and credit cards with other brands from one interface with the Egg Money Manager. One click takes you straight to your other banks' secure website and all done with the single Egg login. It's secure, nobody, not even Egg will see your other banks' passwords, plus you're covered by the Egg Guarantee. This service is Free to Egg customers.

Type	VISA
extras: up to 20% cash back on purchases with selected online merchants including, Boden, Virgin Wines, Lastminute.com, CD WOW, Empire Direct and Motor Insurance
Introductory offers:
Balance Transfers: 0% p.a. (variable) till 1st September 2009 put on the Account by 1st September 2008. 3% handling fee ANNIVERSARY OFFER: Unlike many cards, the 0% offer doesn’t just apply when you first get your card. Get an EGG credit card now and on the anniversary of the month your account was first opened in 2010 get the 0% offer again for up to five months on balance transfers (plus fee), and then get the same deal in 2011. 2.5% handling fee applies to anniversary offer
Purchases: Typical 0% APR (variable) till 1st October 2008
Long term APR (Standard Typical rate) Typical 16.9% APR (variable)
Cash withdrawals - 3% with a minimum of £3.00. Minimum Repayment: £5 or 2% whichever is greater No Annual Fee
Other Fee's	Paper copies of statements - £2.00. Overseas transactions - 2.65% (including purchase of foreign currency and travellers' cheques). Default charges Late payment fee - £16 Over credit limit fee - £16 Returned payment fee - £16 Cash Advances 24.9%
Interest Free Period	Maximum 45 days for purchases if you pay your balance in full and on time. There is no interest free period on cash advances. Interest free period on balance transfers only applies to the introductory period.
Interest charging	The periods over which interest are charged are as follows: Purchases From: The date the transaction is made Until: repaid in full Balance transfers From: The date the transaction is made Until: repaid in full* Cash withdrawals From: The date the transaction is made Until: repaid in full* *If you pay the balance in full, the interest charge for the period from the previous statement to the date of full repayment will be debited the following month.
Regular payment Method	direct debit
Credit Limit: MINIMUM £500
EGG - APPLY NOW
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EGG credit card Other Facts:

10% discount on household and travel insurance

full online 24/7 account management on the internet or on the EGG TV channel on SKY

up to 45 days interest free credit

Egg Money Manager: Free access to this safe, easy-to-use service. Lets you view your online accounts in one place, even if they’re with other banks.

free purchase protection in transit

£0 fraud liability

DISCOUNTS ON OTHER egg PRODUCTS

Egg Cards are issued by Egg Banking plc. Registered in England and Wales. Registered office: 1 Waterhouse Square, 138-142 Holborn, London, EC1N 2NA.