Credit Card Comparison Chart

CREDIT CARD	PURCHASES / BALANCE TRANSFERS	OTHER DETAILS
AMERICAN EXPRESS RED	Purchases Typical 16.9% APR (variable)
	Balance Transfers 16.9 % p.a. (variable) handling fee of up to 3% may be charged

AMERICAN EXPRESS PLATINUM	Purchases Typical 18.9% APR (variable)	UP TO 3% CASH BACK REWARD POINTS
	Balance Transfers 18.9 % p.a. (variable) may be subject to a 2% handling fee

BARCLAYCARD BREATHE	Purchases 5.9% APR on public transport (does not include serves run by transport for London)	50% of profits donated to climate change projects
	Purchases Typical 14.9% APR (variable)
	Balance Transfers 0% for the first 12 months (must be made with 1st 60 days of account opening) 2.5% handling fee applies. (minimum £2.50)

BARCLAYCARD CHARITY	Purchases Typical 14.9% APR (variable)	0.3% OF VALUE OF PURCHASES DONATED TO CHARITY
	Balance Transfers 0% for the first 6 months of activating your account for up to £5,000. 2.5% handling fee applies. (minimum £2.50)

BARCLAYCARD FLEXI-RATE	Purchases 0% APR for the first 3 months of you opening your account!
	Purchases Typical 14.9% APR (variable)
	Balance Transfers 0% for 1st 14 months of opening your account. up to £5,000 2.5% handling fee applies. (minimum £2.50)

BARCLAYCARD ONEPULSE	Purchases 0% APR for 1st 6 months of activating your account	Oystercard, credit card and cashless payment all in one.
	Long Term Rate Typical 14.9% APR (variable)

BARCLAYCARD FOOTBALL	Balance Transfers 0% for first 12 months of opening your account 2.5% handling fee applies (min. £2.50)	exclusive football offers and reward points
	Typical 14.9% APR (variable)

BARCLAYCARD PLATINUM PURCHASE	Purchases 0% APR for the first 10 months of you opening your account!
	Purchases Typical 16.9% APR (variable)
Balance Transfers 6.5% p.a. for the life of the transfer no handling fee (introductory offer)

BARCLAYCARD PLATINUM	Purchases 0% APR for the first 3 months of you opening your account!
	Purchases Typical 14.9% APR (variable)
	Balance Transfers 0% till 1st November 2009 2.9% handling fee applies. (minimum £2.50)

BARCLAYCARD PLATINUM CASHBACK	Typical 16.9% APR (variable)
	Purchases Typical 14.9% APR (variable)
	Balance Transfers 0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies)

BARCLAYCARD SIMPLICITY	LONG TERM RATE Typical 6.8% APR (variable)

CAPITAL ONE BALANCE TRANSFER & PURCHASE	Purchases 0% on purchases until 1st December 2008
	Purchases Typical 16.9% APR (variable)
	Balance Transfers 0% on balance transfers until 1st December 2009 3% balance transfer handling fee

CAPITAL ONE CLASSIC	STANDARD RATE typical 34.4% APR variable

CAPITAL ONE LOW RATE	Purchases Typical 8.5% APR (variable)
	Balance Transfers 8.5% p.a. variable on balance transfers and purchases No balance transfer fee

CAPITAL ONE LOW RATE BALANCE TRANSFER	Purchases 0% on purchases until 1st February 2009
	Purchases Typical 15.9% APR (variable)
	Balance Transfers 5.5% p.a. variable on balance transfers 3% balance transfer fee

CAPITAL ONE PLATINUM	Purchases0% p.a. till 1st November 2009
	Purchases typical 14.9% APR variable
	Balance Transfers0% until 1st November 2009 3% handling fee

Co-op Platinum	Purchases Typical 9.9% APR fixed for 1st 5 years	operates within a strict ethical policy
	Balance Transfers 9.9% fixed for 1st 5 years Offer excludes balance transfers from other credit cards issued by the Bank.

EGG	Purchases Typical 0% APR (variable) till 1st October 2008	up to 10% CASHBACK WITH SELECTED MERCHANTS
	Purchases Typical 16.9% APR (variable)
	Balance Transfers 0% p.a. (variable) till 1st September 2009 put on the Account by 1st September 2008. 3% handling fee

GM PLATINUM CARD	Purchases Typical 14.9% APR (variable)	REWARD POINTS
	Balance Transfers 0% for 5 months from first activating your account. 2% handling fee (minimum £5).
HILTON HHONORS	Purchases Typical 15.9% APR (variable)	REWARD POINTS
	Balance Transfers 0% for the first 6 months of opening your account 2% handling fee applies. (minimum £5)

JOHN LEWIS	Purchases 0% for the first 6 months from the date you open your account	REWARD POINTS
	Long term rate Typical 16.9% APR (variable)
	Balance Transfers 0% p.a. for 6 months from the opening of your account 2% handling fee (minimum £5, maximum £50).

MBNA PLATINUM	Purchases 0% on card purchases for 3 months.
	Purchases Typical 15.9% APR variable
	Balance Transfers 0% p.a.on Balance Transfers for 13 months 2.9% handling fee (minimum £3)

MBNA PLATINUM WITH REWARD POINTS	Purchases 0% till December 2008
	Purchases Typical 15.9% APR variable
	Balance Transfers 0% till October 2009 2.9% handling fee (minimum £3)

VANQUIS VISA	Purchases Typical 39.9% APR (variable)	FOR CONSUMERS WITH A POOR CREDIT HISTORY
VIRGIN	Purchases 0% p.a. on card purchases for 3 months from the date your account is opened.	REWARD POINTS
	Purchases typical 15.9% APR variable
	Balance Transfers0% p.a. on balance transfers for 15 months from opening your new account 2.98% handling fee (minimum £3)
VIRGIN ATLANTIC	Purchases typical 17.9% APR variable	EARN FLYING CLUB MILES
	Balance Transfers 0% p.a. on balance transfers for 6 months from opening your new account 2% handling fee (minimum £3, max. £50)