Bad credit rating credit cards

There are certain categories of consumers that have a hard time finding a company that will accept there their application for a credit card. The reason or this can be quite varied but normally they fall into the following areas. Those that have something in their past that hinders their credit scoring. For e example having ccjs registered in your name or having defaulted on a payment in the past could well prevent you from being accepted for an application. Similarly you may be just starting out on the career ladder and may have a low income or no history of credit at all. All these circumstances can lead to the same problem, nobody wants you. Well some cards are geared towards consumers just like you. The trade off is the often very high interest rate chargeable which reflects the risk you represent to trhe bank. However thee cards may be your only means of being able to start rebuilding your credit history. Once you have a good history and credit scoring cards with lower rates will become available to you.